Job Description
Company Description Auto Bucks Lenders Limited, a fully owned subsidiary of the Alert Group, is a financial investments company with a strong focus on impact and ESG principles. The organization specializes in lending to Micro, Small, and Medium Enterprises (MSMEs) to unlock capital for sustainable business growth in Nigeria. Guided by a vision to provide a conducive and affordable business environment, Auto Bucks Lenders aims to support and expand the MSME sector.
The company’s mission is to become a reputable, full-fledged leading bank, financial services provider, and asset manager in Africa by 2035. It offers a wide range of financial products and services designed to meet diverse customer needs.
Role Description The Loan Officer is a full-time, on-site role based in Ilorin, responsible for managing the end-to-end loan process for individual and business clients. This role involves identifying potential borrowers, conducting initial consultations, and collecting required documentation to assess creditworthiness and eligibility.
The Loan
Officer will perform financial analysis, support underwriting activities, prepare loan proposals, and ensure compliance with internal policies and regulatory requirements. Daily tasks include processing loan applications, tracking approvals and disbursements, maintaining accurate records, and following up with clients on repayments and renewals. The role also requires providing responsive customer service, educating borrowers on loan products and terms, and contributing to portfolio growth while managing risk.
Qualifications
Demonstrated experience in loan officer or lending-related roles, with a solid understanding of Loan Officers and Loan Origination functions.
Strong knowledge of Finance principles, including credit analysis, risk assessment, and basic accounting.
Hands-on experience with Underwriting processes, documentation review, and regulatory compliance in lending.
Excellent Customer Service skills, with the ability to communicate clearly, build trust, and handle client inquiries professionally.
Relevant academic background, such as a degree in Finance, Accounting, Economics, Business Administration, or a related field.
Proficiency in using standard office software and loan management systems; strong attention to detail and organizational skills.
Ability to work on-site in Ilorin, manage multiple cases simultaneously, and meet time-sensitive targets.
Prior experience in MSME lending or retail banking, and familiarity with the Nigerian financial services environment, is an added advantage.
