Job Description
About the Role
Our client, a fast-growing digital-first Microfinance Bank based in Ikeja, Lagos, is seeking a dynamic and results-driven Finance Officer to join its team.
The ideal candidate should be passionate about expanding financial access and empowering individuals and small businesses across Nigeria. By combining technology with strong financial discipline, the organization delivers simple, affordable, and reliable financial services to its growing customer base.
We are seeking a Finance Officer who will bring precision, integrity, and efficiency to the organization’s day-to-day financial operations. The successful candidate will be responsible for supporting financial reporting, reconciliations, expense management, regulatory compliance, and overall financial administration while ensuring accuracy and accountability across all finance processes.
Key Responsibilities
Loan Book & Customer Accounts
• Maintain and update the loan book: track disbursements, repayments, and
outstanding balances.
• Initiate loan disbursements in line with approved policies.
• Post and reconcile customer repayments on the Loan Management System (LMS).
• Generate customer account statements and deposit certificates.
Collections & Recovery
• Monitor Portfolio at Risk (PAR) and support recovery processes.
• Prepare and update collections schedules, working with the Recovery team to
reduce delinquency.
Financial Operations & Reporting
• Process monthly payroll and ensure statutory deductions are remitted on time.
• Monitor daily cash flow to ensure liquidity is maintained.
• Assist in monthly financial close, reconciliations, and management reports.
• Prepare and submit statutory reports to:
o Central Bank of Nigeria (CBN)
o Nigeria Deposit Insurance Corporation (NDIC)
o Tax authorities
o Credit Bureaus
Compliance & Documentation
• Ensure strict adherence to regulatory timelines and requirements.
• Maintain accurate and complete financial documentation and correspondence.
Success Indicators
• 100% on-time submission of all regulatory filings.
• Zero unresolved reconciliation breaks beyond T+2 days.
• Portfolio at Risk reporting accurate and timely.
• Payroll and statutory deductions processed before deadlines.
• Positive audit outcomes (internal/external).
Requirements
• B.Sc./HND in Accounting, Finance, or related field.
• 2–4 years of finance/accounting experience, preferably in banking, fintech, or
Financial services.
• Solid knowledge of accounting principles and Nigerian financial regulations.
• Proficiency in Microsoft Excel and familiarity with accounting/finance software.
• High attention to detail, integrity, and data accuracy.
• Strong organizational skills with ability to manage multiple priorities.
Nice to Have
• Experience with Loan Management Systems (LMS) or Core Banking Software.
• Knowledge of IFRS standards (esp. IFRS 9).
• Familiarity with digital payments, wallets, or PSP reconciliation.
Job Type: Full-time
Work Location: Hybrid remote in Ikeja
Our client, a fast-growing digital-first Microfinance Bank based in Ikeja, Lagos, is seeking a dynamic and results-driven Finance Officer to join its team.
The ideal candidate should be passionate about expanding financial access and empowering individuals and small businesses across Nigeria. By combining technology with strong financial discipline, the organization delivers simple, affordable, and reliable financial services to its growing customer base.
We are seeking a Finance Officer who will bring precision, integrity, and efficiency to the organization’s day-to-day financial operations. The successful candidate will be responsible for supporting financial reporting, reconciliations, expense management, regulatory compliance, and overall financial administration while ensuring accuracy and accountability across all finance processes.
Key Responsibilities
Loan Book & Customer Accounts
• Maintain and update the loan book: track disbursements, repayments, and
outstanding balances.
• Initiate loan disbursements in line with approved policies.
• Post and reconcile customer repayments on the Loan Management System (LMS).
• Generate customer account statements and deposit certificates.
Collections & Recovery
• Monitor Portfolio at Risk (PAR) and support recovery processes.
• Prepare and update collections schedules, working with the Recovery team to
reduce delinquency.
Financial Operations & Reporting
• Process monthly payroll and ensure statutory deductions are remitted on time.
• Monitor daily cash flow to ensure liquidity is maintained.
• Assist in monthly financial close, reconciliations, and management reports.
• Prepare and submit statutory reports to:
o Central Bank of Nigeria (CBN)
o Nigeria Deposit Insurance Corporation (NDIC)
o Tax authorities
o Credit Bureaus
Compliance & Documentation
• Ensure strict adherence to regulatory timelines and requirements.
• Maintain accurate and complete financial documentation and correspondence.
Success Indicators
• 100% on-time submission of all regulatory filings.
• Zero unresolved reconciliation breaks beyond T+2 days.
• Portfolio at Risk reporting accurate and timely.
• Payroll and statutory deductions processed before deadlines.
• Positive audit outcomes (internal/external).
Requirements
• B.Sc./HND in Accounting, Finance, or related field.
• 2–4 years of finance/accounting experience, preferably in banking, fintech, or
Financial services.
• Solid knowledge of accounting principles and Nigerian financial regulations.
• Proficiency in Microsoft Excel and familiarity with accounting/finance software.
• High attention to detail, integrity, and data accuracy.
• Strong organizational skills with ability to manage multiple priorities.
Nice to Have
• Experience with Loan Management Systems (LMS) or Core Banking Software.
• Knowledge of IFRS standards (esp. IFRS 9).
• Familiarity with digital payments, wallets, or PSP reconciliation.
Job Type: Full-time
Work Location: Hybrid remote in Ikeja
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