Job Description
Company Description
Addosser is a one stop shop for all financial services.
Job Description•
Evaluate customers' loan applications in line with the bank's credit policy.
• Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
• Has relevant experience in analyzing consumer and SME loans.
• Organization of credit committee.
• Portfolio management & reporting.
• Create innovative credit evaluation processes and systems.
• Evaluate clients for credit worthiness based our internal risk models & their application information.
• Weed out fraudulent applications, and unreliable applicants.
• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
• Continuously ensure alignment/compliance to the credit risk management framework.
• Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
• Preparation of statutory reports.
Qualifications
•
A first degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
•
Minimum of 3 years banking experience.
• Good knowledge of accounting and relevant lending ratios.
• Experience in SME & consumer lending.
• Analytical skills
• Good communications.
• Good reporting skills.
Additional Information
A friendly culture. Performance Driven Environment and Open door system
Addosser is a one stop shop for all financial services.
Job Description•
Evaluate customers' loan applications in line with the bank's credit policy.
• Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the bank’s risk appetite.
• Has relevant experience in analyzing consumer and SME loans.
• Organization of credit committee.
• Portfolio management & reporting.
• Create innovative credit evaluation processes and systems.
• Evaluate clients for credit worthiness based our internal risk models & their application information.
• Weed out fraudulent applications, and unreliable applicants.
• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
• Continuously ensure alignment/compliance to the credit risk management framework.
• Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
• Preparation of statutory reports.
Qualifications
•
A first degree in Economics, Finance or any other discipline, Master’s Degree is an added advantage.
•
Minimum of 3 years banking experience.
• Good knowledge of accounting and relevant lending ratios.
• Experience in SME & consumer lending.
• Analytical skills
• Good communications.
• Good reporting skills.
Additional Information
A friendly culture. Performance Driven Environment and Open door system
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