Job Description
Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent.
Standard
Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.
We are recruiting to fill the position below: Job Title: Banker, Personal Locations: Gusau - Zamfara, Gombe, Sokoto, and Makurdi - Benue Job Type: Full-time Business Segment: Personal &
• Private Banking Job Description To proactively manage a portfolio of retail clients by providing comprehensive, relationship-based banking solutions.
Key Responsibilities Establish, build and strengthen relationships with customers, based on mutual respect, to retain customers and gain word-of-mouth referrals. Ensure that customers are well informed with regards to lending application processes (e.g. vehicle finance, home loans, overdraft, credit card, personal loans, etc), credit maintenance processes (e.g. annual reviews) and account conduct expectations (e.g. minimum account balances, provision for debit orders and cheque payments, etc). Conduct a needs analysis with all new and existing customers to ensure that product opportunities identified are appropriate to meet the customer’s needs and priorities.
Pro-actively identify cross-sell opportunities within own portfolio of customers to maximise life cycle opportunities. Pro-actively manage the portfolio to maximise revenue for the Bank (referring to fees, margins and sales), minimise costs and risks, whilst maintaining and entrenching the customer’s relationship with the Bank appropriately.
Qualifications University Degree.
Behavioural Competencies: Checking Things Convincing People Developing Expertise Developing Strategies Embracing Change Establishing Rapport Examining Information Exploring Possibilities Following Procedures Generating Ideas Impressing People Interacting with People Inviting Feedback Meeting Timescales Pursuing Goals Seizing Opportunities Showing Composure Taking Action Team Working Thinking Positively.
Technical Competencies: Application &
• Submission Verification (Consumer Banking).
Banking
Process &
• Procedures.
Client
Acceptance &
• Review.
Customer
Understanding (Consumer Banking). Processing.
Product
Knowledge (Consumer Banking).
Application Closing Date Not
Specified.
