Job Description
Job Description
As the Treasury Manager, you will play a strategic and hands-on role in managing the bank's liquidity, funding, investment strategies, and cash forecasting. You will be responsible for optimising capital structure, ensuring regulatory compliance, and managing relationships with financial partners-all while embracing agile, tech-enabled processes.
Liquidity & Cash Management:
• Monitor daily cash positions and ensure optimal liquidity across all accounts and platforms.
• Proactively manage cash concentration, disbursement, and banking structures to minimize idle funds.
• Support real-time cash tracking across various customer segments and channels.
• Generate weekly, monthly, and ad-hoc liquidity and cash-flow reports for management and regulators.
• Build dashboards and KPIs for treasury performance, stress testing, and risk exposure analysis.
• Forecast cash flow positions, related borrowing needs, and available funds for investment.
Funding & Capital Management:
• Develop and implement strategies to optimize capital usage and meet funding needs.
• Manage interbank placements, deposit mobilisation initiatives, and wholesale funding.
• Structure, negotiate, and manage external borrowing facilities (term loans, overdrafts, lines of credit).
• Monitor debt covenants and proactively manage refinancing or restructuring needs.
Investment & Treasury Operations:
• Identify and manage investment opportunities in line with internal risk parameters.
• Manage treasury products and investment portfolios including T-bills, low risk investment accounts, etc.
Risk & Compliance:
• Ensure adherence to CBN liquidity, reserve, and capital adequacy requirements.
• Implement and maintain treasury controls to mitigate operational and market risks.
Partner & Stakeholder Management:
• Manage relationships with banks, investors, funders, and financial institutions.
• Support fundraising and grant application processes when needed.
Treasury Technology & Process Innovation:
• Leverage digital tools and APIs for real-time treasury operations and dashboards.
• Partner with product and engineering teams to integrate treasury functions into digital platforms.
• Automate liquidity monitoring, reconciliation, and fund sweep mechanisms across multiple channels (POS, USSD, Mobile App, etc.).
PRIMARY INTERFACES
Internal
• Finance Team
• Group Treasury Team
• Managing Director
External
• Auditors
• Investors
Requirements
JOB REQUIREMENTS
EDUCATION
• Bachelor's degree or Master's degree in Finance, Accounting, Economics or a related field.
• Professional Qualification: ACA, ACCA or CFA (added advantage)
• Computer literacy and advance user of excel is a must
EXPERIENCE
• 5+ years of experience in treasury, corporate finance, or liquidity management-ideally in a bank or FinTech.
• Familiarity with core banking systems, payment rails, APIs, and treasury tech tools.
KNOWLEDGE & SKILLS
• Deep understanding of financial instruments and treasury operations.
• Advance user of excel
• Advance analytical skills
• Advance financial modelling
• Ability to use Excel, Word and PowerPoint applications
As the Treasury Manager, you will play a strategic and hands-on role in managing the bank's liquidity, funding, investment strategies, and cash forecasting. You will be responsible for optimising capital structure, ensuring regulatory compliance, and managing relationships with financial partners-all while embracing agile, tech-enabled processes.
Liquidity & Cash Management:
• Monitor daily cash positions and ensure optimal liquidity across all accounts and platforms.
• Proactively manage cash concentration, disbursement, and banking structures to minimize idle funds.
• Support real-time cash tracking across various customer segments and channels.
• Generate weekly, monthly, and ad-hoc liquidity and cash-flow reports for management and regulators.
• Build dashboards and KPIs for treasury performance, stress testing, and risk exposure analysis.
• Forecast cash flow positions, related borrowing needs, and available funds for investment.
Funding & Capital Management:
• Develop and implement strategies to optimize capital usage and meet funding needs.
• Manage interbank placements, deposit mobilisation initiatives, and wholesale funding.
• Structure, negotiate, and manage external borrowing facilities (term loans, overdrafts, lines of credit).
• Monitor debt covenants and proactively manage refinancing or restructuring needs.
Investment & Treasury Operations:
• Identify and manage investment opportunities in line with internal risk parameters.
• Manage treasury products and investment portfolios including T-bills, low risk investment accounts, etc.
Risk & Compliance:
• Ensure adherence to CBN liquidity, reserve, and capital adequacy requirements.
• Implement and maintain treasury controls to mitigate operational and market risks.
Partner & Stakeholder Management:
• Manage relationships with banks, investors, funders, and financial institutions.
• Support fundraising and grant application processes when needed.
Treasury Technology & Process Innovation:
• Leverage digital tools and APIs for real-time treasury operations and dashboards.
• Partner with product and engineering teams to integrate treasury functions into digital platforms.
• Automate liquidity monitoring, reconciliation, and fund sweep mechanisms across multiple channels (POS, USSD, Mobile App, etc.).
PRIMARY INTERFACES
Internal
• Finance Team
• Group Treasury Team
• Managing Director
External
• Auditors
• Investors
Requirements
JOB REQUIREMENTS
EDUCATION
• Bachelor's degree or Master's degree in Finance, Accounting, Economics or a related field.
• Professional Qualification: ACA, ACCA or CFA (added advantage)
• Computer literacy and advance user of excel is a must
EXPERIENCE
• 5+ years of experience in treasury, corporate finance, or liquidity management-ideally in a bank or FinTech.
• Familiarity with core banking systems, payment rails, APIs, and treasury tech tools.
KNOWLEDGE & SKILLS
• Deep understanding of financial instruments and treasury operations.
• Advance user of excel
• Advance analytical skills
• Advance financial modelling
• Ability to use Excel, Word and PowerPoint applications
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