Job Description
Summary • The Enterprise Risk Management Officer will be responsible for identifying, assessing, monitoring, and mitigating risks across various Units of the Bank.
Key Responsibilities
• Assess the Bank’s core risk areas and recommend appropriate mitigation measures.
• Manage and monitor risk exposures across various units, ensuring compliance with internal policies and regulatory expectations.
• Create, analyze, and disseminate risk reports and dashboards for internal control and senior management review.
• Follow up on compliance issues and audit observations, ensuring timely closure and control remediation.
• Review and escalate findings from customer complaints received via operation or CX , and support investigations in collaboration with the Unit Head.
• Conduct daily transaction checks and exception reports, especially those related to GL postings, operations and loan disbursement.
• Perform transaction call-over, quality control checks, and loan officer activity reviews.
• Support the documentation and continuous improvement of the Bank’s Enterprise Risk Management (ERM) framework.
• Participate in periodic risk assessments and stress testing.
• Carry out other ad hoc risk-related assignments as directed by the Unit Head
Qualifications & Requirements
• Bachelor’s degree in Finance, Risk Management, Accounting, Economics, or related field.
• 3- 4 years of relevant experience in risk, compliance, internal control, preferably within a microfinance or retail banking institution.
• Familiarity with risk frameworks such as Risk Management Graduation Model (RMGM), and a strong understanding of CBN/NDIC regulatory requirements.
• Proficiency in risk reporting, issue tracking, and operational control monitoring.
• Excellent communication and report-writing skills.
• ·Strong ethical judgment and attention to detail.
Key Responsibilities
• Assess the Bank’s core risk areas and recommend appropriate mitigation measures.
• Manage and monitor risk exposures across various units, ensuring compliance with internal policies and regulatory expectations.
• Create, analyze, and disseminate risk reports and dashboards for internal control and senior management review.
• Follow up on compliance issues and audit observations, ensuring timely closure and control remediation.
• Review and escalate findings from customer complaints received via operation or CX , and support investigations in collaboration with the Unit Head.
• Conduct daily transaction checks and exception reports, especially those related to GL postings, operations and loan disbursement.
• Perform transaction call-over, quality control checks, and loan officer activity reviews.
• Support the documentation and continuous improvement of the Bank’s Enterprise Risk Management (ERM) framework.
• Participate in periodic risk assessments and stress testing.
• Carry out other ad hoc risk-related assignments as directed by the Unit Head
Qualifications & Requirements
• Bachelor’s degree in Finance, Risk Management, Accounting, Economics, or related field.
• 3- 4 years of relevant experience in risk, compliance, internal control, preferably within a microfinance or retail banking institution.
• Familiarity with risk frameworks such as Risk Management Graduation Model (RMGM), and a strong understanding of CBN/NDIC regulatory requirements.
• Proficiency in risk reporting, issue tracking, and operational control monitoring.
• Excellent communication and report-writing skills.
• ·Strong ethical judgment and attention to detail.
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